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As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments. We charge a fee for mortgage advice. Your adviser will talk you through this, and the setting up costs, before you make any decision to proceed.

The Mortgage Girl is a trading style of Ocean Mortgages Ltd who are authorised and regulated by the Financial Conduct Authority and are entered on the Financial Services Register (https://register.fca.org.uk/) under reference 841683.

A summary of our internal procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at financial-ombudsman.org.uk or by contacting them on 0800 0234 567.