NEWSFLASH-The Bank of England just increased Base Rate to 0.25%

Base Rate increases from all time low

NEWSFLASH-The Bank of England just increased Base Rate to 0.25% The Bank of England raised its main interest rate to 0.25 per cent today as inflation pressures mount. It has become the first major central bank in the world to raise borrowing costs since the coronavirus pandemic hit last year. Most expected BoE to keep […]

Portfolio Landlord Solution

Portfolio Landlord Solution

The Mortgage Girl finds a solution for retired portfolio landlords. Unusual property and difficult mortgage solutions At The Mortgage Girl, we pride ourselves on providing clients who have unusual property and difficult mortgage situations with positive solutions. As part of the Ocean group, we have four different brands which look after all clients through a […]

95% Mortgages

95% Mortgages

Could a 95% Mortgage help you onto the Property Ladder? Have you been saving for a deposit for your first home forever? Don’t delay you can, with as little as 5% deposit. Being a first-time buyer can be daunting, especially when you see that the average age of a first-time buyer will jump to 34.7, […]

Is the Property Market too hot for Help to Buy Isa’s?

Is-the-property-market-too-hot-for-HTB-ISA

Is the Property Market too hot for Help to Buy Isa’s? Is the property market too hot for Help to Buy Isa’s? Recently, I have been speaking to several First Time Buyer clients who save their deposit in a Help to Buy ISA.     If you don’t know, Help to Buy Isa’s are savings […]

Are long term fixed rates the future?

Are long term fixed rates the future?

Are long term fixed rates the future? With the uncertainty of potential increase rate increases following Brexit and Covid, lots of homeowners are looking to fix their interest rates over the longer term. Recent research from Kensington Mortgages reveals that 83% of homeowners and renters would consider a long-term fixed-rate mortgage. Kensington Mortgages is launching […]

Stamp Duty Has Been Extended

Stamp Duty Has Been Extended The Chancellor, Rishi Sunek’s decision to extend the Stamp Duty in early March had been widely anticipated. The stamp duty holiday cut the bill on properties costing between £125,000 and £500,000 completely, as well reducing it on homes costing more than that but was due to end on 31 March. […]

The Equity Release Lady Launches

The Equity Release Lady launches to empower female homeowners and advisers Following in the footsteps of the successful ‘The Mortgage Girl’, launched last year, Plymouth-based Ocean Mortgages Group has this week launched ‘The Equity Release Lady’, with the aim to change the UK equity release sector forever. Samantha Bickford, Managing Director of the new company, decided that […]

The Mortgage Girl Launches New Company

The Mortgage Girl launches new company offering equity release lifetime mortgages The launch of our new company, The Equity Release Lady, is a great addition to the services we can provide here at The Mortgage Girl. We do not just do First Time Buyer Mortgages, we are also specialists in retirement mortgages and later life […]