Should you overpay on your mortgage?

Should you overpay on your mortgage?

Important information about mortgage overpayments. Overpaying on your mortgage can reduce the term of your mortgage and the total amount of interest you will pay over the term of your mortgage. Very few homeowners currently make these overpayments despite the potentially huge interest saving they could achieve. In this blog, The Mortgage Girl explains what […]

95% Mortgages Are Back!

95% Mortgages Are Back! Generation Rent to become Generation Buy! The new Government First Time Buyer incentive scheme where only a 5% deposit is required, is due to come into place from April 2021. The chancellor Rishi Sunak has introduced this scheme to incentivise lenders to provide mortgages to first-time buyers and current homeowners with deposits […]

Can I get a mortgage with 10 percent deposit?

Can I get a mortgage with 10 percent deposit

Can I get a mortgage with 10 percent deposit? Can I get a mortgage with 10 percent deposit? Yes, there are several 10% and few 5% mortgages out there, but it depends on your specific circumstances if you are eligible for them. The lower the amount of deposit you are paying into the property, the […]